Money is the only basis of the economic system of the social environment. Money is a simple trading tool and a yardstick of the value of goods and services. Money is not an institution. Banks, stock exchanges, firms operating in finance, industry and governments are institutions participating in the cash economy relied on money. The totality of the human environment is subject to money and monetary economic model.
The economic concept of money, produces serious interactions with human nature generating behaviors of more harmful to the species and its civilization. This is probably the most serious design flaw of the economic system of the human environment. And it lasted for more than 2700 years!

Money is responsible for interaction with the human generating behaviors that stimulate activities exclusively circumscribed to the social environment, but with influences and damaging or harmful impacts on the human environment and the biophysical environment. These activities related to money, are responsible, among others, social inequality, conflict, crime, wars, over-exploitation of human and natural resources, industrialization and climate change. In addition, money, its artificial scarcity, acts as a major constraint to innovation, as a brake on the development and evolution of human civilization.
So it is ironic to note that money, simple human concept, tool for exchange and trade sole basis of the economic system also acts as a major nuisance for humanity.
The observation and analysis of behavioral interactions between the human and the concept of money to conclude that the basis of the economic system is wrong and harmful.
Other observations of behavioral interactions between the human and the actors of the social and biophysical identify beneficial interactions with certain concepts that should consider using as a basis the economic system.

For example, beyond the fact that man must satisfy his basic needs as a species mammal, human nature is constantly looking for ways to satisfy his desires. Among the mechanisms of interaction associated with the gratification of desires is the need satisfaction. But the feeling of satisfaction is almost always wreaked upon itself to building or individual or collective innovations.

The satisfaction mechanism deal with individual achievement is actually human economic engine that allows companies to compete! It would therefore be extremely beneficial as the economy, rather than monetary, capitalist, is based on the human value in terms of innovative capacity. This would promote the development of individual capacities to innovate to increase its economic value. Such a model would not only enable the individual to meet part of its needs, but the community to benefit as well. Moreover, an economy based on individual development while acting as a catalyst for change would promote and accelerate effective and sustainable resolution of the problems of the social environment while minimizing adverse impacts on human and biophysical environments.
In the current social environment, subject to a monetary economy, we observe that the majority of individuals who accumulate large amounts of money are a minority of the population. It is worrying that only the minority has an innovative value to the community, which would indicate that the majority of the population is relatively unevolved ...

In fact, money is not a good indicator of the value of individuals. The money is primarily a yardstick for the value of goods and services and is speculatively used and relative. Money seems to be a quantitative yardstick, but in reality, it is only a very qualitative yardstick on money market economic laws. In contrast, the innovative value of an individual can be measured qualitatively much by the quality of innovation, as quantitative ways by the number of individuals who benefit from this innovation in the community.

The observation of the flow of money in the economy reveals that its distribution is highly heterogeneous in the human environment. Indeed, the money tends to concentrate in the hands of a minority of individuals. This phenomenon is not the result of an extremely innovative capacity of these individuals, but rather stupid use of financial and operating strategies of the legislative and legal loopholes to earn that money. This is not innovation because nothing worthwhile has been invented! In contrast, the innovative value of an individual is relatively homogeneous social environment and can not be influenced by restricting access to information and education. This figure elsewhere in the strategic arsenal of politicians who religiously maintain a culture of ignorance and empty language. Strategic and financial control of the media can also filter and control information, which is insidiously despite the media ethics.
The concentration of money in the hands of a minority of individuals corresponds to a behavioral interaction between human nature and the money: the need to control that is artificially assuaged by the power granted by his money ability to purchase the opinion ideological corruption by various techniques such as advertising and lobbying to use strategies for the sole purpose of having more money.

Many other harmful or harmful behaviors are generated by interactions between money and human nature. After more than 2700 years of sociocultural deformation money as the basis of the economic system, human culture has gradually denaturalized. This denaturalization has worsened considerably since the beginning of the industrial era with the introduction of structured work.

Before the industrial age, the work was justified by the subsistence activities. Since the industrial age, the work is justified by the need to get money for exchange against goods and services. Part of this money is taken up with the livelihood and basic needs. The rest of the surplus generated by the economic model to ensure its development and growth.
This situation has become untenable after more than 300 years of rampant industrialization. The industrialization caused the population explosion of humanity that has grown from 700 million people in 1700 to over $ 7 billion in 2014. This population explosion has led to the acceleration of economic growth to a rate that the institutions have totally lost control as to produce carcinogenic pollution levels and amounts of greenhouse gases causing climate change which the IPCC has outlined the impacts in five large reports since 1990.
Instead has taken the money in the social environment is considerable. And its cultural impact is equally to the point that we must make efforts to imagine and organize a life without money.
Beyond these issues, the business model is characterized by the fact that it can only survive if it is growing.
The fact that the economy is money, so based on money, driven by the infinite growth characteristic, pressure on the social, human and biophysics.

The pressure on social and human environments is reflected by fiscal pressures and fiscal obligations, such as the obligation to work, the obligation to pay taxes, the obligation to pay taxes, etc. This pressure partially relieves the individual of the need to innovate while slashing the time required for the acquisition of knowledge, which keeps the individual development in a static condition or extremely slow.

The pressure on the biophysical environment is reflected by the exploitation of natural resources which generates the degradation of water, soil and air required to maintain the balance of ecosystems that support wildlife and flora.
The human species is a mammal whose life support is not exempt from this balance in the biophysical environment, because its survival depends directly, as all other forms of life.
As a result, money is responsible for social imbalances that put at risk the survival of human civilization, and biophysical imbalances that put at risk the survival of the human species.

The Social Architecture initiative to modernize the economy, should take account of the harmfulness of money for humanity to define a new basis on which to establish the non-monetary economy. If civilization and the human species are to survive sustainably, the money will certainly not be maintained in the social environment. Indeed, regardless of the legislative or legal regulations that the social system could implement these laws will never intransgressible nor immutable as those of the biophysical environment. And as money induced behaviors in humans, he will always find means to identify the flaws in these laws to circumvent in order to grab more money.

Human behavior induced by the acquisition of knowledge required in individual development necessary for innovation made for the benefit of the community are of a different order and bring only benefits while accelerating the resolution of other issues ...

John Carrid

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